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Guaranteed Investment Certificate

  • Guaranteed Investment Certificates a kind of investment option that offers guaranteed rate of return over a fixed period of time issued by banks and trust companies.
  • Being a low risk product the returns are generally less as compared to stocks and bonds.
  • It is like a savings account wherein you deposit money for a specific period of time and earn interest on the money.
  • The longer the period higher is the interest.
  • If withdrawn before the maturity date then a penalty is levied.

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